Jack Generoso and Phil Fragale of TD Canada Trust will be conducting seminars on buying and selling real estate. Primary focus will be on buying and financing your purchase. Jack Generoso has been a licensed real estate agent for over 25 years. He has extensive knowledge in the construction industry and buyers usually comment that it’s like having a building inspector on every showing. Phil Fragale has been involved with the financial side of real estate for over 25 years. Phil places great emphases on clients financial well being and will ensure that buyers do not take on more debt than they can handle. Our mutual goal is to have our clients generate wealth through smart buying and financing.
Periodically, we will be conducting real estate seminars in east Toronto area and will be discussing these topics of interest.
1. How much can we comfortably afford?
2. Where can we come up with the down payment?
3. Deposit on purchase, how much do you need and when?
4. How do we use a RRSP to finance our down payment?
5. Now that we know how much we can spend, where do we start?
6. First we need to discuss Agency Relationships, who works for who in a real estate transaction?
7. Location is a key factor to generating real estate equity, where should we buy?
8. Is there a strategy of buying best priced homes in key locations?
9. How does a real estate agent conduct house searches and provide us with information on homes that meet your search criteria?
10. Home Inspections, how do you protect yourself from purchasing a problem house?
11. Offers, what are the components of a offer to purchase?
12. How to deal with multiple offers, should situation arise?
13. When does a lawyer get involved?
14. Mistakes, how to avoid them?
15. Market conditions; is it the right time or do we wait?
16. Closing, what happens on the day of closing; is there a check list of to-do’s?
17. Budgeting, how do we minimize our debt servicing cost?
Please fill in the submission form below or email us for the next available seminar. We will contact you with dates and locations. Of course, you will not be under and obligation to enter in to an agreement to buy or sell with us, we are completely confident that you will want to put your trust with us and use our services.